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What We Offer

**If you frustration is that your commission level is too low or that your lead cost is too high, then take a look at what we offer.**

**If your complaint is that there is no assurance that your lead is as fresh or qualified as promised by your previous IMO/Agency, then you need to  see how we make sure that you have the best lead available.**

Compensation Schedule & Team Structure

       
Position Commission Level Lead Cost Qualification
       
Manager 100%  Neg. Managers (100% comp) who do not have agents may pay $21.75 + per lead, Those with a sold team may pay $18.75 or less, depending on profitability.
Trainer 90% $18.75 Have 1 full time associate, with min. combined production of 30K for 2 consecutive months
Producer 80% $16.75 12-15K production
Associate 70% $14.75 min. 20% sales/lead ratio
Trainee 60% $7.00 * See Explanation, Exception and Conditions
Experienced Competitor 50% Free Proof of production - 15K plus in a month or min. 100K last 12 mos., or 50K last 6 mos., 1st mo. free leads
       
Trainee or 60% Comp level Explanation
* Purchase 20 leads, must sell 20%
* Free leads - No money - give up first 2 sales on 10 leads, if sell 3, can keep 3rd sale 
  Premium Generated from given up sales will equate to 1 free lead for every $100 of premium 
* "B Leads" are available at $2 per lead if 1 month or less old, $1 if over a month old, over 3 months the leads are free 

** All full time Agent should hire a part-time agent to rework the leads they did not sell to maximize the possiblity of sell every lead they purchased, rather than just throwing away that their old leads **

 

 
If your complaint is: This is how we handle it:
1) They sold you an old lead claiming it was mailed in recently We stamp every lead the day we receive it
2) The lead is recent but you didn't get it till a week later. We email you the leads daily.
3) My manager worked my leads before he distributed them. Leads are emailed directly from HLP to the agent.
4) The client is too old All prospects over 70 years of age is a free lead.
5) There was no phone number. We give you those leads free.
6) Your previous manager mixed in old and new leads and sold them as new. We stamp the receipt date on all leads.
7) The client didn't get enough information to know what the card was all about. We provide your prospect with all the information necessary.